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Posted By Saika Alam, Family Law,
05 February 2024
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Relationships can be so tricky to negotiate. This is especially true if you are looking for love the second time round. You will be older and wiser and perhaps left a little emotionally bruised from your past experiences.
When you find your perfect partner and want to take that important next step of moving in together it is important that you have that money conversation. It’s not romantic but it will give you both peace of mind and set out your ground rules.
Warning – the law does not protect cohabiting couples
Many couples think that when they are living together for a longish period of time, they acquire legal rights that will protect them if their relationship should break down. That’s just not the case. Couples who live together never get the same rights as married couples. This is why it is so important to put things in writing.
Here are some top legal tips if you are ready to move on from just dating to that exciting first step of commitment that comes with cohabitation:
- Consider a cohabitation agreement
A cohabitation agreement will set out what should happen to your money and assets if you do end up going your separate ways at some point in the future. It will protect any future inheritance you might receive and it can make provision for any children that you might have together or children from past relationships.
- Put a trust deed in place
As an absolute minimum put a trust deed in place if you decide to buy a house or flat together. This will set out what each of your shares are, what your future financial contributions will be and how your money will be divvied up when you sell the house.
- Know the difference between joint tenants and tenants in common
Swot up on the difference between joint tenants and tenants in common (nothing to do with tenants!!) Make sure that the solicitor or conveyancer that you appoint to deal with the purchase of your home knows how you want to hold that property jointly. A tenancy in common will define your shares in the property and set out any unequal financial contributions that you both made to buy the property. The details of those contributions should be recorded on the property forms that you will both have to sign. If you hold the property as joint tenants your shares in your home will not be defined. In the event of your death before your partner, the property will pass automatically to your partner. If you have children of a previous relationship or marriage this may not be what you want.
- Give your property lawyer clear instructions
Give clear instructions to your property lawyer when buying your joint home. It’s really important that you tell your conveyancing solicitor if you and your partner made unequal financial contributions to the price of your property if you want your shares protected. Don’t assume that he or she will just know. Also keep a record of your financial contributions in case you need to produce that information at some point in the future.
- Make a Will
This is so important especially if you have children. You will need to set out in your Will who should inherit your share in your home. This is also important if you and your partner would like your children to inherit your shares in your jointly owned property but you want to ensure that your partner can continue to live in your shared home in the event of your death for a period of time or for as long as they like after you are gone.
- Sit back and enjoy!
And finally, when you have put your house in order (literally and metaphorically!) sit back and enjoy the love of your life. You will have worked hard to get to this point because relationships are hard work. They require negotiation and compromise. Well done you for taking the plunge and committing to sharing your home and your life. Cohabitation takes courage and conviction.
If you need any more advice and guidance on any of the above, do get in touch with Saika Alam. Saika is a well-respected family and divorce lawyer based in Mayfair, London. Known for her personal and pragmatic approach, Saika represents her clients on all aspects of their family relationships from cohabitation and marriage to separation and divorce and everything in between, whether that relates to financial matters or children’s issues.
For further information on the issues raised, please contact Saika Alam at sa@branchaustinmccormick.com.
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Posted By Stefania Bartolomei,
30 January 2024
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Many of my clients come to me unsure on how to create a wardrobe that reflects their personality, works for their body, and is easy to create outfits from.
For some, it’s the “I have nothing to wear” problem. Most of the time this can be due to an overwhelming amount of garments in their wardrobe, that, in fact, do not work well together to create a collection of outfits. While some feel that the outfits they can create don’t work for their day to day lives or reflect their personality.
The most important part of making your wardrobe work for you is picking garments that are versatile and timeless. This can feel a little daunting, particularly if you have been following trends and building a wardrobe for years!
If you’d love to have a wardrobe that feels accessible and that works for your needs, here’s my guide to help you create a versatile and timeless wardrobe!
Assess your needs
The first thing you need to do when creating a wardrobe that works for you, is knowing what you need each day.
Ask yourself:
- What does my professional working life look like?
- What does my free time look like?
- Do I attend many special occasions?
- Do I need to change after the school run?
When you know what outfits you need, you can know what type of clothing you will require. For example, if you attend lots of special events, your wardrobe will need far more black tie and formal wear than someone who doesn’t. In the same vain, if you have a corporate job that requires suiting, your requirements will be different to someone who works in a creative company where you can wear more casual attire.
If you're a mum, your priority is probably practicality (but this doesn't mean you have to give up on style!).
Understanding your daily needs will help you have a strategy when you assess your current wardrobe and when you go shopping in the future.
Declutter your wardrobe
Now you know what you need, you want to make sure your current wardrobe works for you. If you have the “overfilled” wardrobe problem, the best way to work on this is to take out everything and go through the items one by one. When I work with a client, we work through the items and question whether the pieces either bring them joy, or work well across multiple other pieces to create outfits. If it doesn’t do this, it can be put to the side to be donated or sold.
When you have the pieces that work together, and work with your daily needs, your wardrobe will already begin to feel more approachable.
Keep your wardrobe curated and minimal, and get rid of what doesn’t work for you, especially before buying anything new. Only keep what suits you and your lifestyle and what makes you feel good. A minimal wardrobe will truly simplify your life.
Curate a wardrobe of versatility
Versatile pieces are the ones that can be mixed and matched across one another in unique ways. They should be able to be worn in different situations, without compromising on your style, personality and comfort.
Here are a few of my top pieces for versatility:
- Blazer – essential for a professional look, but can also work for more casual looks that you want to elevate. You may be amazed at how many ways you can style a blazer.
- White (or neutral) shirt / Tee - depending on your personal style, you can’t go wrong with a plain white t-shirt or shirt. It can be paired with countless bottoms, and can balance out a statement piece that you have in your outfit.
- Body suit or fitted tank top – I love a body suit, because it can be worn as a layering piece, and can be a clean, smooth garment that doesn’t require tucking in. If you don’t like a bodysuit, a fitted tank top is a great alternative.
- A neutral dress – the little black dress is beloved for a reason – it works! Black can, however, be a colour that doesn’t work for many skin tones, so finding a neutral shade in your colour palette can be a great alternative. Depending on your style, you could opt for a maxi dress, mini dress, a-line – there are lots of options. Adding layers and hosiery, as well as accessories can transform the dress effectively making it work as multiple outfits in one.
- Knitwear – I know this is a broad term, but, you need a few pieces of knitwear that you can throw on as the weather gets cooler. I like a cropped cardigan, a longline cardigan, and a couple of heavier jumpers in my wardrobe.
- Formal trousers – even if you don’t go to the office regularly, a pair of more professional trousers can work across a multitude of events. Depending on your body shape you may want to look for wide legged, straight leg, or cigarette style.
- Denim – a pair (or two) of jeans are an essential for any wardrobe. They can be dressed up with a blouse, or down with a vest/tee. They are great for running around and doing errands, or can even work for a date night with heels.
- A selection of skirts – Midi skirts have stayed in style for several years, and this is because they are so versatile! Pair with a white tee, a blouse, or a body suit to complement the day ahead.
For more ideas on how to create a wardrobe that works for you, you may want to consider creating a capsule wardrobe. View my recent article on how to do this, here.
Let your wardrobe reflect your personal style
Finally, the most important thing to consider is your own personal style. A timeless wardrobe works when you have pieces you feel confident in. Staying away from fast fashion and trends that don’t work for your personal style will ensure you have a wardrobe that lasts.
Too often we fill our wardrobes with garments that are currently in style, rather than pieces that reflect our personality. When you understand the personal style that is inherent to you, you will feel more confident when dressing and when shopping.
And it's rather simple, it's about understanding what works for you on the outside (from colours, shapes and styles) and on the inside (helping you express your personality and feel your most confident)with.
If you want to find out your personal style, and in turn, have a wardrobe that is versatile and timeless, find out more about our Colour & Style Clinic.
One of a Style team is here to help you create a wardrobe that truly works for you and simplify your life!
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Posted By Lucy Hart, Director,
23 January 2024
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In an era where financial independence is paramount, an increasing number of women are taking proactive steps to safeguard their assets through Prenuptial Agreements. The notion of unbridled romance is being challenged as more women recognise the need to protect themselves from potential heartbreak-induced financial setbacks.
Credit card bills, substantial legal costs and eviction from their residence are common experiences of women navigating the aftermath of failed marriages.
Heartbreak, it seems, can come at a steep cost. A recent survey by Scottish Widows revealed that one in seven people in Britain would contemplate marrying for financial security. The rising trend of men making claims on their wives' wealth in divorce underscores the changing landscape of relationships. With one in ten marriages in the UK ending in divorce within five years, women are increasingly opting for Prenuptial Agreements to ensure their financial well-being survives the demise of romance.
Lucy Hart, Director at Sinclair Law, notes the evolving societal perspective, stating, "We're moving on as a society where women are a bit more realistic about relationships and whether or not they're going to last long term." The shift is attributed to the increasing financial independence of women, particularly those marrying later in life, prompting a natural inclination to protect accumulated wealth.
Lucy advises that, “A well-structured Prenuptial Agreement can prove invaluable. It is a legal contract entered into before marriage, covering the division of property, assets, and potential spousal support in the event of a divorce. Although not 100% binding in England and Wales, prenups often act as influential frameworks, reflecting the understanding between partners during happier times and the court will only depart from a well drafted and fully considered prenup in exceptional circumstances.”
Prenuptial Agreements were once associated primarily with high-profile marriages and substantial assets. However, today, individuals with more modest incomes are increasingly considering Prenuptial Agreements.
The current economic climate is identified as a significant factor driving the surge in Prenuptial Agreement enquiries. Regardless of background or profession, people are recognising the importance of safeguarding their hard-earned wealth. This sentiment particularly resonates with female entrepreneurs, business owners and professionals accustomed to binding agreements.
Lucy Hart advises that, “The pragmatic approach many of our female business owner clients take emphasises that Prenuptial Agreements are about financial certainty and protection from potential debt-related complications. Transparency is crucial, revealing that a prenup can serve as a litmus test for the sincerity of a partner's intentions. I believe that discussing and formalising financial arrangements before marriage is a responsible decision that does not diminish the depth of love and commitment between partners.
Prenuptial Agreements need not be deal-breakers. Advocating for careful negotiation and early agreement, I envision prenuptial agreements as documents tucked away, gathering dust, while marriages thrive. I advise women to be resolute in protecting their finances and I encourage a pragmatic approach.”
Love may be blind, but in a world where financial independence is crucial, it's wise not to let romance obscure the importance of being financially prepared and protected.
For a free 30-minute consultation contact Sinclair Law Solicitors today on 01625 526 222 or visit www.sinclairlaw.co.uk
Tags:
Divorce
family law
marriage
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Posted By Cate Caruth, Founder and Director,
18 January 2024
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Newsletters are the cornerstone of email marketing. A regular update to clients, staff and other interested contacts makes sure you remain in mind and are adding value on a regular basis.
If this is something you are planning to do as part of your marketing strategy here are some top tips to make sure it has the desired effect.
Have a newsletter!
It sounds a bit obvious but if you have contacts you want to remember you. Whether they are past customers who you want to come back, clients to whom you want to provide additional value, potential clients who need to know more before they make a choice or a wider audience with whom you want to build a relationship, a newsletter is a great tool to use. It is more personal and targeted than social media posting and not as time consuming as telephone follow up. So add it to your marketing mix.
Know your audience
This is a top tip for any content. Make sure you know who you want reading your newsletter, what would be valuable to them and what action you want them to take from reading your newsletter. Then craft your newsletter for them. There may be other subscribers on your list and that’s fine but you don’t need to try and please everyone – just write for your target audience.
Set the frequency of your newsletters
Sending a regular newsletter means making a time commitment to create content on a regular basis. Set a frequency for the newsletter which you can sustain and which your audience will tolerate.
There is no point in announcing that you’ll send a weekly newsletter and then find you are struggling to find the time for it so it becomes inconsistent.
Similarly, weekly content might be more than your audience wants and too much content can lead to them unsubscribing from your list.
Think about when your newsletter is going to be sent too. Are your audience more likely to open it during the working week, or on a Saturday afternoon? Even the most basic emailing tools can schedule your newsletter to go out at the most advantageous time.
Invite signup via other channels
If you send a regular newsletter, make sure everyone knows and can sign up for it. Have a button on your website, a link in all your social media profiles, a link in your email footer…
You never know where subscribers will come from and who might find your content of interest so make it as easy for them as possible.
Email vs LinkedIn newsletters
LinkedIn newsletters are on the rise so can be a great tool. If you are a regular LinkedIn user with an audience already consuming content you post, then putting your newsletter there is worth doing (there are some specific settings you need to have for this). If your audience is on a mailing list, then stick with email. There’s nothing wrong with doing both if you have an active audience in both mediums.
Have a regular shape to newsletters
Give your newsletter a structure so you know what you need to include. The Creative Words newsletter always follows this pattern
- Link to blog
- Client news or testimonial
- Upcoming offers or events
- Call to action
Added value vs sales and offers
Be clear on what you want your newsletter to offer and in what proportions. Look at other regular emails to see how others do this and then you can decide what will work for you.
Many E-commerce companies, for example, focus heavily on offers (10% off your next order) and link-selling (get a free hairbrush with your next order over £50). This is effective for product sales – and most people love a bargain. Usually, they are short messages, sent frequently.
If you want to deliver a different kind of value to your customers, you may want to consider insights, fascinating facts, and news about your team. This builds a relationship with customers and is better for longer lasting customers. Look at the ‘Who Gives a Crap’ newsletter for example. They sell eco-friendly toilet paper, and their newsletter is packed with fun things to do with toilet rolls and news about the team and their antics. It is really showing their values and growing brand loyalty.
Reuse content
Don’t feel your newsletter always has to be brand new content. It could work just as well as a round up of other content you’ve published elsewhere. Our various newsletter clients include videos from YouTube channels, testimonials from the website, top tips from online courses and advice on products from care leaflets. Make your life easier by resharing content that your audience may have missed or forgotten from other times and places.
Look at your results
Whether you are using an email tool, LinkedIn newsletters or both, it should be able to get some basic information on how well your newsletter is received. How many people opened it? And followed on a link to more content? Which links do best? And how many people unsubscribed? These will all tell you something that you can then use to improve the newsletter over time.
If you’d like help with regular newsletters to add value to your contacts, contact us to arrange a conversation.
Tags:
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Posted By Lucy Hart, Director,
18 January 2024
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Labour's proposals for overhauling the existing laws governing cohabiting couples, announced by Emily Thornberry, Shadow Attorney General, during the Labour Party Conference on 10 October 2023, hold particular significance for women business owners. In the event of Labour securing the public's mandate in the upcoming general election, they intend to reshape the legal landscape for cohabiting couples, although the specific details of these reforms remain undisclosed.
Notably, Labour is committed to enacting laws designed to safeguard the financially vulnerable party within cohabiting relationships. This aligns with the longstanding advocacy of organisations like the Law Commission and Resolution, spanning over two decades. The proposed changes are poised to address the financial hardships faced by individuals lacking protection within the current legal framework.
According to a recent publication by the Office for National Statistics, the number of cohabiting couples in the UK has surged by 144% since 1996, reaching a current count of 3.6 million. This growth underscores the increasing prevalence of cohabitation as a family structure, necessitating comprehensive financial protection within family law, especially for women who may find themselves in precarious situations post-separation.
The Women and Equalities Committee's 2022 report exposed a widespread belief in the UK regarding the so-called 'common law marriage' myth. Many individuals erroneously assume they enjoy the same financial safeguards as their married or civilly partnered counterparts. Unfortunately, this misconception often becomes apparent only when it is too late to rectify the situation.
Despite recommendations for reforms outlined in the Committee's report to ensure fairness and equality, the proposals faced rejection from the incumbent government. In a November 2022 response, the Conservative Government asserted the need to finalise ongoing work on marriage and divorce law before addressing cohabitation issues.
Lucy Hart, Director and Family Lawyer at Sinclair Law, views Labour's announcement as a positive stride in the ongoing campaign for legal reform in this domain. Jo Edwards, Chair of Resolution’s Family Law Reform Group, expresses enthusiasm, describing it as a "hugely welcome development" for cohabiting couples and practitioners alike. Graeme Frase, Chair of Resolution’s Cohabitation Committee, adds that the announcement represents a favourable step in the right direction for addressing the significant hardships resulting from the current outdated legal framework.
Our expert lawyers can help you with co-habitation and all aspects of family law. Rated Excellent on Google and Review Solicitors. Request a free 30-minute consultation at www.sinclairlaw.co.uk
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co-habitation
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Posted By Elaine Walsh-McGrath, Managing Director,
10 January 2024
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In the ever-evolving world of online presence and professional networking, the need for a standout personal brand on platforms like LinkedIn has become paramount. Last year when I met talented photographer at an online WIBN meeting, Albane McGuinness, I knew I wanted to work with her. When I created my course the Real Me Wins Clients on LinkedIn, it was missing a little je ne sais quoi! Because I knew that if you wanted to create a stand out personal brand on LinkedIn you needed not just amazing branding, great copy but also fab photography!
Networking is amazing not just for meeting others, the support that you get, the business growth you can achieve but also for giving opportunities that you may not have considered. Like a fab collab! And so on the 17th January Albane and I alongside a wonderful Branding Expert, Namrata are holding a live paid workshop called "How to Shine on LinkedIn," coupled with a bonus course titled "The Real Me Wins Clients on LinkedIn."
The Workshop:
Scheduled for January 17th at 10 am on Zoom, the live workshop promises participants a transformative experience. Hosted by Elaine Walsh McGrath (that's me!), I'm an award winning Content Strategy and LinkedIn Coach, the event introduces two experts - Namrata Vijayakar, a Brand Design Specialist, and Albane McGuinness, a Brand Photographer.
What to Expect:
The 60-minute live workshop aims to empower participants with essential insights into utilizing branding to shine on LinkedIn. Namrata Vijayakar will share her expertise on leveraging branding to make a lasting impression. Meanwhile, Albane McGuinness will delve into the transformative power of personal brand photography, providing invaluable tips on creating personalized brand images.
Included Bonus Course:
To ensure a comprehensive learning experience, the workshop comes bundled with a bonus course - "The Real Me Wins Clients on LinkedIn." Elaine emphasizes the importance of authenticity, urging participants to embrace their unique qualities. The course includes:
1. Authentic Me Workbook with Supporting Tutorials
2. Content Workbook & Tutorial
3. Branding Cheatsheet
4. Storytelling Copy Prompts with Tutorial
5. 10 x Content Ideas to Reveal YOU!
6. Trello Board for Organisation
7. Q&A Support within the Course Portal
8. Lifetime Access to Course Material
I'm on a mission to help more service based businesses stand out on LinkedIn so that they can land more clients that they love to work with.
So coaches and service providers I'd love you to join us so that you have the tools you need to stand out on LinkedIn. By focusing on personal branding and authentic self-expression, you can expect not only to enhance your online presence but also to build a connection with their audience that goes beyond the superficial. If you've been contemplating building a personal brand on LinkedIn, this workshop and bonus course are tailored just for you. Don't miss the chance to discover the keys to shining on LinkedIn and unlocking your true potential in the world of online professional networking. Are you in?
Here's the link to learn more:
https://www.elainewalshmcgrath.com/offers/F5zSSvLb/checkout
Photo credit:
Albane McGuinness
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brand photographer
branding
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Posted By Stefania Bartolomei,
05 December 2023
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I’ll admit – I love heading into London, and while most of the time I am there at my studio helping clients, I sometimes get the opportunity to have some time for inspiration.
One of the more recent examples of these is visiting the V&A Museum and their Gabrielle Chanel exhibition. It focused on the influence this world-renowned fashion designer had on the fashion world.
1. The Little Black Dress (LBD): A Timeless Classic
Coco Chanel's revolutionary impact on fashion is perhaps most evident in her popularization of the Little Black Dress (LBD). Witnessing the 1926 design showcased in Vogue, I couldn't help but marvel at how this simple yet elegant garment became a symbol of sophistication and versatility. Chanel's LBD challenged prevailing norms, offering a more accessible and functional option for women. As a stylist, I understand the power of a well-chosen LBD – a wardrobe essential that effortlessly transitions from day to night, epitomizing timeless style.
2. Chanel Suit: Redefining Elegance and Comfort
The iconic Chanel suit, a two-piece ensemble consisting of a collarless jacket and a straight-line skirt, showcased Chanel's commitment to redefining women's fashion. The suit provided a comfortable and stylish alternative to the corseted and restrictive clothing of the time. Chanel's emphasis on elegance without sacrificing comfort resonates in my work as a personal stylist, reminding me to prioritize both style and ease in every client's wardrobe.
3. Innovative Use of Jersey Fabric: Practicality Meets Style
Chanel's groundbreaking use of jersey fabric in women's clothing was another revelation at the exhibition. Prior to her influence, jersey was primarily reserved for men's underwear. Chanel's visionary use of this fabric allowed for comfortable, unstructured designs that appealed to modern, working women. This emphasis on practicality and comfort echoes in my stylistic choices, emphasizing the importance of clothing that not only looks good but feels good too.
4. Costume Jewellery: Making a Statement
Chanel's bold incorporation of costume jewellery was a testament to her innovative spirit. Faux pearls, oversized brooches, and long necklaces became staples of her collections, transforming accessories into statement pieces. As a stylist, I draw inspiration from Chanel's fearless approach to accessorizing, encouraging clients to embrace bold jewellery as a means of personal expression.
5. The Quilted Handbag: Timeless Luxury
The Chanel 2.55 handbag, with its quilted pattern, chain strap, and signature CC logo, represents timeless design and luxury. Introduced in 1955, this iconic accessory set the standard for handbags and remains a coveted item. Chanel's emphasis on quality and enduring style serves as a reminder to prioritize investment pieces that stand the test of time.
6. Empowerment of Women: Beyond Fashion
Chanel's impact extends beyond aesthetics. Her designs liberated women from the constraints of corsets and extravagant clothing, providing a sense of independence and self-expression. As a personal stylist, I find inspiration in Chanel's commitment to empowering women through fashion, influencing my approach to styling as a means of enhancing individual confidence and identity.
There are few designers that make such a mark on the world of fashion, and Chanel is among the top tier. What are the top designers you find inspire your wardrobe?
*Image Credit - Canva Dec 23 & Original photography
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Posted By Beverley Densham, Pilates,
26 November 2023
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1 who is the face behind the label?
I’m a completely single parent to my 18 year old son Sammy & proud of the parent I am. I have a deep love for the sea, plunging in the sea all year round, walking by the sea and in nature, sitting in nature to be, rest & journal, a passion of mine, love coffee shops, cosy family time at home & saunas on the beach!
2. What’s your Unique Selling Proposition (USP)?
Helping you reduce back pain to feel good, but it’s much more than that, the Mindfulness Pilates 121 programmes & classes include meditation, mindset, positive affirmations & 1 minute journaling, teaching you how to incorporate Pilates into your daily lifestyle & also to help with your mental health, wellbeing & happiness too.
The stress management teaching is for individuals & teams, whether that’s a law firm, corporate, teacher, school or nurse. The stress to calm tools are 1 minute each or 7 minutes in total, they are do-able & effective for stress management, better mental health & wellbeing.
I can help you…
Why?
Help you feel better. Help you move better and do more in your life. Even if you have health problems, chronic fatigue I can even help you with a sitting 121 or sitting class.
My classes are for ALL levels of fitness and even those struggling with their health & all ages
I give people their confidence back in their own bodies and minds.
If you can’t do something, it doesn’t matter, I will find you a comfortable alternative & teach you to say well done to what you can do, accept where you are & find a new quality of life
I ALWAYS adapt - make people feel special in class. This is important to me, love doing that for people. That’s gold for people
3. What time does your typical day start?
8am -2pm is the main teaching & meetings of the day, with 10 classes a week, business networking, writing books, radio & podcast interviews, articles to write.
I then go out to play, a walk in a park, a cappuccino & journaling time, see a friend for a plunge in the sea or something to get moving & rest.
Then back to work lying down with the laptop! Sometimes another interview
4. Full English or yoghurt and muesli?
It’s a pack of celery juiced! Followed by chocolate porridge & blueberries
5. What drives you?
There is a spark of inspiration and determination which drives me & am constantly learning & researching different ways & new tools to help with mental health & happiness. I like designing things to help with making a difference to your wellbeing, physical, mental health & happiness, which of course is for the soul & family life, work & having a harmonious home is of paramount importance.
If I can bring some extra sparkle and happiness to someone’s day and help reduce some of their aches & pains that’s a good day.
My son Sammy drives me too, to be the best Mum & role model I can be for him too
To be a role model, practicing what I teach.
6. What are you most proud of in your business?
That after over 25 years of teaching that I’m more inspired than ever & that it’s a more rich & profound experience working with me now, you’ll gain multiple benefits. I was so proud of book 1, book 2 I talk to angels was so proud, like a Wimbledon Trophy seeing it in a bookshop & Waterstones for the first time, exciting becoming a published Author & having a team, I jumped for JOY. Olympic champion Dame Kelly Holmes writing the foreword to the book was amazing too.
To have helped many clients become pain free or reduce their pains & live better quality of life
To be following my guidance & inspiration with the next series of books am very proud, it’s been so tough but now living a dream lifestyle & come through the light at the end of the tunnel. With mental health it can be a dark tunnel at times and my wish is our books the stress to calm series help many with their mental health, wellbeing & stress management at home & work, life doesn’t have to be as tough, try our stress to calm tools to feel & see the difference
So the next 3 books with my co-Author Janey Lee Grace are Stress to Calm in 7 minutes for Lawyers, then for teachers & nurses too…..
7. What bit of advice would you give your younger self starting out?
Do not get married, ask for help, say when somethings wrong, do not be a workaholic. Read divorcing a narcissist.
8. What brings you to be doing what you’re doing today?
After studying for a degree in Sports Science at the University of Brighton, travelled the world, in Bondi Beach, Sydney discovered Pilates exercise after suffering from back pain. It helped. Then after a major road traffic accident in Cairns, Northern Queensland, had an operation & mental health recovery & re-habilitated from the operation, then trained in London to teach Pilates & had a successful six figure business and two Pilates in person studios for 16 years in Hertfordshire and helped hundreds of clients. After the rock bottom of divorce & childbirth (nearly died). Was brave, set a goal to re-locate to Dorset & started from scratch, now teach on zoom successfully with clients gaining the same benefits.
12. Perfectionist?
I try my best.
13. If your business was a song what would it be?
Definitely chariots of fire 🔥
14. What would you like people to say about your brand when they recommend it to friends?
It’s worth it, wish they’d started younger, that yes it helps their aches & pains but it also improves the quality of life, mental health and happiness, they LOVE coming along & willing to practice daily too the tools, so they are self empowered too.
15. A gift for you:
Try a free Mindfulness Pilates taster class with me (in exchange for a testimonial) on zoom, book in here https://www.pilatestofeelgood.com/mindfulness-pilates-taster-class would love to teach, look after & inspire you
Feel stronger, happy & calm
Love Bev
Beverley Densham
Mindfulness Pilates teacher & Author
www.mindfulnessPilates.com
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Tags:
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Posted By Liz Elward, Personal Assistant,
21 November 2023
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Procrastination – 10 principles to help tame this monster
‘the action of delaying or postponing something"
The Frog or the Procrastination Monster?
We all do it. We all hate doing it and we all encourage others not to do it. So why is it so painful to get those pesky chores done. S
Big projects with lots of small tasks, small projects with a few big tasks, day to day desk admin, freeing up the diary – its all just so overwhelming! Maybe it’s just simply sorting through your inbox.
Do we Eat that Frog? Or let the Procrastination Monster prevail. Whatever the task to done or conversation to be had, we are all guilty of delaying or putting the things off that we feel are too uncomfortable to deal with.
What is procrastination?
So, that we get a better idea of why we procrastinate, let’s look at the human way of doing things naturally first.
Procrastination has naturally saved us. Yes that’s right. 100,000 years ago we were living in a completely different world. We lived to survive. Neanderthals lived in caves and only ventured out in the cold to hunt and gather.
They had to determine whether it was safe to slowly approach a giant mammoth or a hungry tiger or just go for it and race towards it? The wrong decision could mean death. Imagine you in that scenario now… Very quickly your body would start to react. Your pulse quickens and breathing gets shallow, adrenaline starts to pump and your entire body starts reacting, your body starts producing adrenaline. This is all good, your body is telling you it’s time to fight or fly. Impulsive decision maybe dangerous but a more thought out approach with a good spear and more of you could mean survival.
Pain points – fight or flight
If we replace these beasts for your ‘to do list’ whether it be family, work or personal stress we are now in the modern times. The tasks that we perceive to be stressful or we see as a pain points cause us anxiety. Our bodies are saying ‘you’re not safe, stop and walk away’
So there you have it, procrastination is an adaptive mechanism that is part of our mammalian survival instinct – fight or flight at its finest. It is meant to help us cope with stress and keep us safe.
Children hate homework, right? They hate making their beds? For some eating their vegetables at the dinner table is quite painful.
Parents enforce this with reasoning and sounding out the consequences of not doing these things. After picking the right battles the parent wins and the child feels they have achieved something not as painful as they thought. A lesson if you like on how manage and survive life as they grow up.
BUT as adults we have to manage ourselves. We have to manage our time, our workload, our families, finances and illness. We are incredible beings that deal with huge amounts of responsibility and accountability every day. Sometime we just want to do the easy bits or the things that we enjoy. However, those pain points stay on the to do list and todays stress becomes tomorrow’s and so on.
So how do we find solutions to overcoming those pain points in our everyday? Here is the good news… you don’t have to do this alone. And it’s never too late to go back to basics and rethink things.
Here’s the 10 principles to stop procrastination that we apply here at Bizzie PA.
- Remove all distractions from the room – yes that’s the mobile!
- Work in a decluttered space
- Start by organising your tasks and prioritise – Using 1, 2, 3
- Breaks these tasks down into smaller ones – Using a, b, c
- Note against each task why you might delay those tasks e.g. fear, difficult to do, don’t understand the task, are you tired?
- Pick two. One important task and one that you get enjoyment from doing or that’s quick and easy
- Unpacking each part of the task and write the action against it.
- Action plans are good for ticking things off and give a sense of achievement.
- Set a realistic time to get this completed
- Two solutions to get the task completed – “Delegate or do”:
i. Ask for help, be bold. People love to help each other; nobody will chastise you for saying you are stuck? In fact, they will more than likely offer more help than you need.
ii. Listen to music or set a timer for 25 minutes, take a break then repeat.
iii. The Pomodoro technique is great for time-management. For every 25 minutes (1 pomodoro) you give yourself a 5 minute break.
For the tricky tasks that are taking longer than you planned and delaying you getting on with other things... simply park them and go back to STEP 4 and redo an action plan.
Help for procrastination
It's official here at Bizzie PA we help you stop procrastinating.
We see a whole host of tasks roll in day by day. To do list, tasks and conversations that our clients don’t have time to do or simply don’t want to do. People from all walks of life who want to focus on growing their business in their expert fashion, enjoying being that expert they set out to be and feeling a sense of achievement.
By handing over work and tasks that take time, both in stress and hours, the work is guaranteed to get done and clients become less stressed.
Clients choose the amount of time they need support for – ad hoc, short or long term.
Procrastination woes are instantly eased and your investment suddenly does great things for your business.
Outsourcing is becoming more and more popular amongst busy families’ small businesses and entrepreneurs. Many of our clients are small B2B who simply don’t require employed staff and all the overhead costs that go with that.
We are always welcoming new clients and are proud that we have such professional and trusted relationships with our existing. We work across all sorts of industries and have a broad commercial knowledge ensuring that our clients have the very best service. All personal assistant services are outstanding.
As Founder of Bizzie PA, Liz Clark’s career started as international airline personnel. Working in some challenging situations against tight deadlines in a very public arena, her work ethic is to strive for customer service excellence. This philosophy has grown Bizzie PA successfully for nearly 14 years.
If you are a new Virtual Assistant or PA looking to expand, please do get in touch
Here are some interesting links:
https://www.youtube.com/watch?v=mNBmG24djoY – The Pomodoro Technique explained
https://pomofocus.io – The Pomodoro timer
https://www.briantracy.com/blog/time-management/the-truth-about-frogs/ - Eat that Frog
Tags:
#personalassistant #virtualassistant #executiveass
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Posted By Lucy Hart, Director,
16 November 2023
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Women entrepreneurs have made remarkable strides in the business world, displaying resilience, determination, and innovation. However, when faced with divorce, they often encounter unique challenges, especially concerning their businesses. Divorce is a significant life event that can have far-reaching financial implications. For women entrepreneurs, the complexities of separating personal and business assets can be daunting. In this blog, we will explore the unique challenges faced by women business owners during divorce proceedings and provide valuable insights on how to navigate the financial implications effectively.
Business Valuation:
In most cases, businesses and their value are included within the assets to be shared within the divorce settlement, even if one spouse has never been involved in the business. If the business is considered a marital asset, it will be subject to division between the spouses. One of the primary challenges women business owners encounter during divorce is determining the value of their business. Business valuation methods can vary, and it's crucial to choose the right approach tailored to the specific type of business. Factors like revenue, assets, intellectual property, and market trends must be meticulously analysed. Engaging financial professionals with expertise in business valuation can provide an accurate assessment.
"Divorce can have significant financial implications for women business owners. It's essential to assess the value of the business accurately and fairly. Proper evaluation is key to ensuring an equitable division of assets."
Protecting Business Interests:
Safeguarding the business is paramount. Legal documentation plays a pivotal role in protecting a woman's business during divorce proceedings. Having well-drafted contracts, partnership agreements, and clear ownership records can prevent disputes and streamline the division of assets. Updating these documents regularly ensures that the business's interests are protected, even in the event of a divorce.
"One common challenge women face during divorce is maintaining the stability of their businesses. It's vital to plan ahead and seek legal advice to safeguard your business interests. Collaboration with financial experts can help assess the business's value and determine the best strategies to protect it." - Lucy Hart, Family Law Solicitor and Director of Sinclair Law.
Spousal Support:
Women business owners may be concerned about the financial obligations related to spousal support. During divorce proceedings, the court considers the financial contributions of both spouses to the marriage. It's vital to maintain detailed financial records, clearly showcasing the business's income, expenses, and profits. This transparency helps in negotiating fair and just support terms, ensuring the sustainability of both parties’ post-divorce.
Tax Implications:
Divorce can have significant tax implications, particularly when dividing assets or selling the business, such as capital gains tax. Women business owners should consult with tax professionals to understand the tax implications of dividing assets, selling the business, or transferring ownership. Proper tax planning can minimise the financial impact of divorce.
Planning for the Future:
Post-divorce, women business owners need to reassess their business goals and financial strategies. Creating a solid business plan, revisiting financial projections, and exploring growth opportunities can help rebuild and strengthen the business. Additionally, seeking financial advice to manage personal finances and investments is crucial for long-term stability.
Whilst you cannot prevent your business interest being included in a divorce settlement, you can protect your business in a divorce in the following ways:
- A Post Nuptial Agreement or Separation Agreement which can ringfence business assets and may help to limit acrimony in the future;
- Keep the household finances separate to the company as this can assist on a practical basis;
- Sacrifice other assets as part of the overall divorce settlement – this is known as offsetting. It is beneficial to a spouse wanting to retain control of their business or business interest.
Lucy says, "Entrepreneurs often invest significant time and effort into their businesses, making it a deeply personal endeavour. Emotions can run high during divorce, making it essential to remain focused on the practical aspects. Separating emotions from business decisions is critical for making informed choices that will shape your financial future."
Collaborative divorce processes, such as mediation or arbitration, can be beneficial for women business owners. These methods encourage open communication, allowing couples to reach agreements amicably. Maintaining a cooperative approach can lead to more favourable outcomes for both parties involved.
Divorce can be a challenging journey for women business owners, but with the right legal guidance and financial planning, it is possible to navigate the process successfully. By approaching divorce with a strategic mindset and seeking expert legal advice, women entrepreneurs can protect their businesses and secure their financial future.
For a free 30-minute consultation visit www.sinclairlaw.co.uk or call 01625 526 222. Offices based in Wilmslow and Bramhall.
Tags:
business owner
divorce
family law
financial settlement
post nuptial agreement
separation
separation agreement
women in business
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